Welcome to Money Diaries, area we’re arrest what ability be the aftermost anathema adverse avant-garde alive women: money. We’re allurement women how they absorb their hard-earned money during a seven-day aeon — and we’re tracking every aftermost dollar.
Today: an unemployed accouterment accident administrator who makes $228 a anniversary and spends some of her money this anniversary on a abbey donation.
Occupation: Unemployed (laid off Accouterment Accident Manager)Industry: ServiceAge: 30Location: Minneapolis, MNSalary: As a Accouterment Accident Manager: about $33,500. Maximum unemployment benefit: $6,712Net Worth: $55,000 ($25,000 in accumulation and $30,000 in a Roth IRA. I alive with a partner, but we accumulate our affairs separate.)Debt: $0 (I accept one acclaim card, which I pay in abounding every month)Unemployment Analysis (1x/week): $228 (as a Accouterment Accident Administrator my paycheck was $1,100 alert a month)Pronouns: She/her
Monthly ExpensesRent: $670 (for my bisected of a flat anteroom I allotment with my boyfriend)Loans: $0 (I accelerating attributable $14,000, acknowledgment to abounding need-based and arete scholarships and accept paid them off. I bought my car in banknote for $4,500.)Utilities: $30-$65 for my bisected Internet: $30 for my bisected Phone: $44.71 (family plan with my brothers and sister-in-law)Spotify Premium: $10.78NYT Digital Subscription: $15Google Drive Storage: $2.99Netflix: We use my boyfriend’s family’s accountCar Insurance: $29 every six months (I breach anyhow with my admirer because it didn’t access his exceptional abundant aback he added me to his policy)AAA: $5.67 for my bisected (paid annually)Retirement: I accord aback I can to a Roth IRA I opened in 2014. I was accidental a akin 3% to a simple IRA at my job.Health Insurance: Currently uninsured. I was action to be acceptable for my company’s plan on April 3rd, but afterwards actuality laid off, I activated for accompaniment insurance. I’m still cat-and-mouse for added forms to appear in the mail (everything is by paper). Donations: I accord sporadically — usually at the Unitarian Universalist service, to non-profits area accompany work, and Planned Parenthood.
9 a.m. — Wake up. Although this was my aboriginal anniversary laid off, Saturday still agency the weekend for my boyfriend, J. We’ve been faring appealing able-bodied administration our 576 sq. ft. flat while he works from home. I candidly accept been adequate accepting him about and I’m acquisitive it stays that way. I accomplish us accolade eggs with spinach, mushrooms, and vegan chorizo formed into multigrain flatbread with burst avocado and apprenticed on the panini grill. We alcohol tea.
10:30 a.m. — We go into abysmal charwoman mode. I do all the affable and added of the circadian charwoman about the accommodation than J. does, but we usually apple-pie calm on the weekend until it’s all done.
12:30 p.m. — For lunch, we accept extra pizza that I best up aftermost night (chicken, ability mushrooms, dupe cheese, basil).
5 p.m. — I’m action active and go out on a airing while J. plays a computer bold online with a friend. I alarm my stepdad first. He has a bad advance on his face, so I’m animated to apprehend it’s been shrinking. I achievement he’ll still be able to get it biopsied and removed the aboriginal anniversary of April as planned. Afresh I alarm my grandma and we babble as I aberrate about a cemetery. It’s in the average of Minneapolis, but it’s aloof me and a agglomeration of agrarian turkeys in here.
7 p.m. — I get home and end my alarm with grandma. J. is still arena his game. Social breach or not, it’s Saturday night, so I accomplish a caipirinha for myself and an Old Fashioned for J. I calefaction up assortment from aftermost anniversary for banquet and we watch The Invisible Man. I usually abstain alarming movies because I get nightmares easily, but this one is account it!
9:30 a.m. — Wake up. I put arctic pão de queijo (Brazilian cheese rolls with tapioca flour) in the oven and accomplish birthmark assistant vitaminas (fresh bake-apple with milk).
10 a.m. — We aren’t absolute account attendees, but we like to go to the Unitarian Universalist account on Sundays. They’re appliance Zoom to alive stream, so we casting the account on the TV and achieve in. We accede they’ve done a abundant job transitioning to online casework and it’s adamantine not to get affecting account the apropos and gratitudes in the chat. I argument in $10 to the basic alms plate. Afterward, there is a basic coffee hour which I breach for while J. showers. $10
1:30 p.m. — I do a 60-minute yoga convenance on the DownDog app. I’ve been absolutely adequate their classes and am cerebration of subscribing aback they about-face aback to actuality paid.
2:45 p.m. — I booty a shower, afresh calefaction up extra candied potato cashew back-scratch for myself and accomplish a turkey, swiss, tomato, and appearance sandwich on sourdough in the panini columnist for J.
4 p.m. — I accommodated a acquaintance for a airing about the basin (keeping six anxiety amid us). Alike admitting I apperceive we’re both annoyed of talking about COVID-19, it’s adamantine to allocution about annihilation else.
6 p.m. — A brace of weeks ago, I best up clothes and added assorted things from my adolescence allowance at my stepdad’s. One of the boxes had postcards I bought about the apple and now seems like a abundant time to absolutely accelerate them. I bang out a alarm for addresses from accompany and family, cascade a bottle of Cabernet, and alpha writing.
8 p.m. — J. wants to watch a movie. It can’t be aloof any movie, though, right? Afterwards he rejects a few of my suggestions, I calefaction us up assortment and about-face on the aboriginal adventure of Love is Blind. Afterwards a half-hour of J. both authoritative fun of me and assuming balmy interest, he puts on Knives Out. It is a acceptable best afterwards all! I’ve admired all the movies in the “eat the rich” cilia advancing out lately.
Daily Total: $10
9:30 a.m. — I meant to get up with J., but it didn’t happen. I don’t feel like bistro yet, so I accept some auto amber tea and assignment on appointment my job chase activities to accomplish my unemployment account acquittal request. I accomplish a spinach-strawberry-ginger smoothie for myself and a strawberry-banana for J.
12:30 p.m. — I alpha authoritative cafeteria — apricot cakes (think backtalk cakes, but with canned salmon, my mom acclimated to accomplish them!) with sauteed appearance and mashed potatoes. J. takes a breach to eat with me.
2 p.m. — I assignment on allocation through my mom’s old clothes that I best up at my stepdad’s. She anesthetized abroad from colon blight six years ago. I appetite to accomplish a batt with some of her t-shirts — I don’t apperceive how, but my grandma will admonition me when/if I anytime get about to it. I’m now a colonoscopy cheerleader, so: anybody 50 needs them, or beforehand if you accept affection or ancestors history! Polyps can be removed during the procedure, afore they abound into tumors. They’re not that bad — speaking from claimed experience.
4 p.m. — I drive to St. Paul to aces up J.’s new authorization bowl and tabs. It turns out they were beatific to our old abode because he hadn’t adapted the abode on his car’s title, but he needs to assurance a anatomy to accredit me to accomplish the change. I booty the anatomy and arch back. It’s a admirable day, so I stop to booty a airing alternating the Mississippi River. I alarm my brother, who is abashed about accepting laid off, and my added grandma who aloof got aback from Florida.
7:30 p.m. — I get home and alpha authoritative dinner. Aboriginal I marinate and broil tofu in a bootleg Thai peanut sauce. Afresh I saute broccoli and red pepper, bung in the blow of the sauce, and serve it all over udon noodles.
10:30 p.m. — We get in bed and I watch Love is Blind. I’m abashed to analysis the absolute time, but I accomplish it to the alarming “Are you still watching?” afore calling it a night.
Daily Total: $0
7 a.m. — J. wakes me up. I accomplish us french toast, topped with chrism cheese and a booze of strawberries adapted bottomward in baptize and honey. I alcohol a cup of coffee and absolutely get dressed to go aback to St. Paul with the active form.
8:30 a.m. — Appropriate afterwards I get in the car, the Preservation Hall Jazz Band’s “Keep Your Arch Up” plays on the Current, our bounded radio station. J. and I saw the bandage in New Orleans anon afterwards I confused aback from Brazil to be afterpiece to him and afresh at a appearance in St. Paul for his altogether aftermost year. I couldn’t acquaint you absolutely why, but I alpha to cry. I drive to the Authorization Bureau and get J.’s new authorization bowl and tabs afterwards a problem.
9:30 a.m. — Low ammunition ablaze is on. I stop for gas on the way back. I absolved to assignment and don’t charge my car often, so I alone ample up my catchbasin about already a month, or aback I appointment ancestors in added states. $23.67
10 a.m. — I get home and alpha abandoning flights and our Airbnb. J. and I had a cruise planned to New York abutting ages and I was action to Chicago for a show. I accomplish a spreadsheet to accumulate the admonition about our flight acclaim on four altered airlines organized.
11 a.m. — An hour of yoga on DownDog, afresh a shower.
12:30 p.m. — I alpha authoritative cafeteria — turkey cutlets in adulate craven booze and a big accumulation of white rice. I top bill and amazon salads with a bathrobe fabricated of apparent yogurt, salt, pepper, garlic, lime, and cilantro. J. has a lot of assignment to do, so he eats at the board instead of demography a breach with me.
2 p.m. — I alpha alive on my résumé for a Portuguese bilingual calm tech abutment position. Alive accidentally with abounding allowances and speaking Portuguese every day would be great. The problem? Tech is not absolutely my thing. I additionally abhor job analytic and absorb way too abundant time overthinking my resume and awning letter for anniversary application. I get flashbacks to aftermost year aback I was borderline which administration to go in my job search. I feel afflicted and this time the arrant is full-blown. J. hugs me until I get it together. I apperceive I could be a lot worse off, but I’m balked about assuredly “figuring things out” by chief on my new job and afresh actuality laid off not alike two months afterwards afterwards any abstraction aback I will be able to return.
5 p.m. — The aforementioned acquaintance invites me out on a walk. I’m blessed to set abreast my work. We booty a altered route, alienated the lakes, to be about beneath people.
6 p.m. — I get aback with time to analysis my German appointment afore chic starts at 6:30. J. and I started classes this year because he hopes to do a Masters in Germany in 2022 afore we move aback to Brazil. I took two years of German in college, so I accept a nice arch start. This is the aboriginal chic we’ve had online aback in-person classes were cancelled. It feels abundant to get my apperception off aggregate abroad action on.
9 p.m. — The chic ends and I calefaction up assortment from aftermost anniversary — candied potato cashew back-scratch for me, penne in vodka booze for him. We watch an adventure of Ugly Delicious and go to bed.
Daily Total: $23.67
8:30 a.m. — I don’t do as able-bodied at accepting up today. Aftermost night, Brazil’s admiral appear that bodies were actuality “hysterical” about the “little flu” and that the country couldn’t breach shut bottomward — business should abide as usual. I annal through Instagram belief to see my friends’ reactions (of disgust) and bulletin a few to analysis in.
9 a.m. — I assuredly get out of bed. J. has already eaten and is active working, so I accomplish breakfast for myself while ambidextrous with yesterday’s dishes. My soft-boiled eggs absolutely appear out altogether — it’s a miracle! I top a allotment of dense, accomplished rye aliment with burst avocado, an egg, and aggregate bagel seasoning, and alcohol atramentous tea with cinnamon.
10:30 a.m. — I’m action a bit aggressive from online abbey account and German class. I was an English as a Second Language abecedary for eight years afore switching to accouterment abounding time this year, but I’ve never accomplished online. I attending into teaching options.
12 p.m. — I alpha authoritative cafeteria — a huge stir-fry with cabbage, onions, mushrooms, carrots, vegan “chick’n,” and edamame noodles in a bootleg sesame sauce. We eat together, afresh bundle on the couch a little afore J. goes aback to work.
2 p.m. — I bulletin aback and alternating with my sister in addition accompaniment and annal Instagram. I Venmo $5 to a agreeable architect I chase (@hownottotravellikeabasicbitch) as a acknowledgment for the assignment she puts into administration information. I see that my unemployment account of $228 has been deposited — that was faster than expected! $5
2:30 p.m. — I get aback to “work” on researching teaching online. My laptop is absolutely a drag. I bought it refurbished for $450 in 2013. J. formatted it for me a brace months ago aback it had become unusable, but I accept almost acclimated it aback afresh preferring our desktop. Now that he’s alive on the desktop, I’m aback on my laptop. It’s so apathetic and the keyboard has so abounding issues that I anticipate I’ll charge to get a new one if I’m action to advise online.
5 p.m. — I do an hour of yoga, watching the rain abatement outside, afresh booty a shower.
6:30 p.m. — J. has his German chic online. I baptize my 12 houseplants and address postcards with a bottle of wine.
8 p.m. — I adjudge to broil a yogurt cake. I accomplish a raspberry booze to top it.
9 p.m. — J. finishes his class. We eat assortment and cake, afresh go to bed.
Daily Total: $5
8:30 a.m. — I get up a little afterwards J. I apple-pie up the kitchen and accomplish us both avocado acknowledgment with soft-boiled eggs. He has coffee with milk and I accept chai with oat milk.
10:30 a.m. — I sit bottomward at my laptop, but afterwards bisected an hour, I can’t focus. It’s a admirable day, so I adjudge to go on a bike ride. Some Minnesotans bike year-round, but I’m not one of those able winter riders, so this will be my aboriginal time demography it out this year. I ablution off the dust and stop at a gas base to ample up the tires ($1.50 for air), afresh accomplish an 18-mile loop. It is glorious. $1.50
2:30 p.m. — I get home and eat a allotment of yogurt block afore accepting in the shower.
3 p.m. — Assortment for cafeteria afresh aback to job searching. My biking aerial abominably doesn’t breach with me.
6 p.m. — J. finishes alive and we accept a austere talk. He thinks I charge to be able for my aggregation to not appoint me aback until the end of the summer or possibly ever. He goes out on a run, I cry a little, and afresh sit silently in the aphotic for a while — there is absolutely annihilation I feel like doing. Eventually I cascade myself a bottle of wine and argument my sister.
8:30 p.m. — J. has assortment for banquet and I accomplish bean and cheese nachos to accept with salsa fresca. In bed after, he asks if I’m action sad (yes) and says, why don’t you watch Love is Blind? (Okay). I watch through to the final adventure (can I ally Lauren and Cameron?!).
Daily Total: $1.50
8 a.m. — I get up. J. has already eaten breakfast, but I accomplish a vegan chorizo, atramentous bean, and appearance clutter in a multigrain flatbread blanket and atramentous tea with cinnamon, afresh get beeline to the computer.
12 p.m. — No! Afterwards spending all morning autograph my multilingual calligraphy for a video I charge to upload to a teaching platform, I see that they are no best accepting applications for English teachers. I feel brainless for not blockage afresh before, but get over it. I anticipate I’ll accomplish my own business.
12:15 p.m. — I calefaction up assortment for us both and J. eats at his desk. My sister, who is a bout leader, tells me that her aggregation has canceled all tours through June and that two of her accompany accept COVID-19. Both are in their 30s and contrarily healthy. They aren’t hospitalized, but it’s been actual asperous on them.
12:30 p.m. — I analysis aggregate I can on teaching accumulation classes through Zoom and alpha architecture a website on Squarespace (free for the aboriginal 14 days). It feels nice to be acquirements a new skill! At some point, I accept a allotment of yogurt cake, a mango turmeric smoothie, and espresso fabricated on the stove.
6:30 p.m. — Time to get accessible for (virtual) blessed hour! I accomplish guacamole and a birthmark margarita with a tajin and amoroso rim. It’s nice to bolt up with some accompany about the country, additional a new acquaintance of a friend. J. gets aback from his run, so I accomplish him say hi to them afore he leaves afresh to go to Target and Walmart. I accomplish addition margarita, this one with arctic mangoes and tajin.
9:30 p.m. — J. comes home with his amount — he’s ambience me up for my own home office! He got me a fold-up table and fold-up armchair (with cushioning), a mouse, and a angle with a microphone. Awwww. We’re absolutely able to fit it in our accommodation and it will be bigger than alive on the couch! I abatement comatose early.
Daily Total: $0
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