Decent rewards on dining, gas, and cell-phone service
As a result, the agenda about requires advantageous an anniversary fee of $119 ($59 for students) for a accustomed (consumer) Prime membership. The associates does, however, appear with added allowances that may absolve its cost. Those allowances accommodate chargeless two-day aircraft from Amazon.com and absolute (and generally deep) discounts on baddest grocery items at Whole Foods Market. Also, its chargeless programming through Amazon Prime Video adeptness acquiesce you to abandon advantageous for aggressive casework such as Netflix or Apple TV.
Alternatively, your business can be a affiliate of Business Prime, the amount of which varies by the admeasurement of your business and the cardinal of agenda users.
The Amazon Business Prime American Express best apparel business owners who accomplish a lot of Amazon-related purchases for which they appetite to accept acceptable and adjustable rewards.
The 5% banknote aback you can acquire with the Amazon Business Prime American Express represents a able return. But the card’s another option, to get up to three months chargeless of absorption on acceptable purchases, is its accurate distinction.
The affection makes the agenda abnormally ambrosial to companies that sometimes alter banknote breeze to pay off Amazon affairs forth with others every month. Those purchases adeptness be of assorted business items from Amazon.com or Amazon Business—anything from appointment food to computers and their accessories.
But they could additionally be from Amazon Web Services, the company’s cloud-computing division. While anniversary bills from AWS can be beneath than $100, they can additionally run into the bags of dollars for baby businesses who crave a lot of abstracts accumulator and associated services.
The agenda is additionally accessible for those who buy a lot for their business from Amazon, and aren’t Amazon Business members. That’s because the Amazon Business Prime American Express includes admission to the Amazon Business Enhanced Abstracts Views accoutrement that acquiesce you to bigger adapt Amazon purchases. Like abounding added business cards, this one additionally comes with assorted amount administration features, including the adeptness to baptize an anniversary administrator for the agenda and accommodate your business spending with Quickbooks.
Finally, because it doesn’t appoint the foreign-exchange fees of some added cards, the Amazon Business Prime American Express is a accessible agenda to booty forth on a cruise away or to use for purchases from adopted suppliers that are fabricated in their bounded currency.
This agenda offers a ancient action of up to $225. However, a two-step action is appropriate to accept the bonus.
First of all, aloft approval of the Amazon Business Prime American Express card, cardholders accept a $125 Amazon allowance card–a nice ancient action that requires no spending to earn. Then, afterwards spending $3,000 in the aboriginal three months on the 2% and 1% banknote aback tiers, cardholders are acceptable for an added $100 anniversary credit. This brings the absolute abeyant benefit to $225.
Earning is adequately aboveboard with the Amazon Business Prime American Express card. Purchases fabricated on Amazon (you allegation accept an acceptable Amazon Prime account) action 5% banknote back. This includes purchases fabricated at Amazon.com, AWS, Amazon Business, and Whole Foods Market.
However, those who accomplish Amazon purchases don’t accept to booty the 5% banknote back, though. It’s accessible to instead adjudge to booty 90 canicule to accord those purchases after interest.
There are added means to acquire rewards as well. Spending on wireless buzz casework paid anon to U.S. providers acquire 2% banknote back, as does spending at U.S. gas stations and U.S. restaurants. All added purchases acquire 1% banknote back.
The banknote aback from this agenda is absolutely translated into points, and anniversary allotment point from banknote aback is a agenda point. The Amazon Business Prime American Express agenda offers two capital means to redeem rewards:
There aren’t point-transfer options with this card. While cardholders acquire banknote aback in the anatomy of points, they don’t acquire those in the anatomy of Associates Rewards points, as with some added American Express cards. As a result, the adeptness to redeem is beneath adjustable and there aren’t alteration partners.
Since this agenda is heavily geared to Amazon Prime customers, and offers the best rewards on Amazon purchases, you should artlessly use it for all purchases from Amazon and its added divisions. You should additionally analyze the 2% banknote aback you’ll acquire on dining, cell-phone service, and gas purchases to what you accomplish on those purchases on added cards you adeptness carry. Alike if you can get bigger rewards with one of those, accede charging them (and alike assorted purchases that acquire abandoned 1% banknote back) to the Amazon Business Prime American Express during your aboriginal three months with the card. That’s because if you allegation a absolute of $3,000 in 2% and 1% rewards categories during that period, you acquire a $100 bonus. Those added balance about add a added 3% in rewards to those purchases, briefly demography them to outstanding levels.
Finally, if you’re added than a abandoned enterprise, accede requesting added cards for advisers who accomplish purchases for the business. Widening the cardinal of cardholders will advice ensure that as abounding costs as accessible acquire rewards for the business.
Customers can get in blow with American Express 24/7 by calling 800-528-4800. You can additionally log into your anniversary and alive babble with a representative, or accelerate questions and comments to @AskAmex on Twitter.
It’s accessible to administer the Amazon Business Prime American Express agenda and its appearance application the Amex Business app, which is accessible for Android and iOS. The app receives a appraisement of 3.7 on Google Play and 3.6 stars in the Apple App Store.
Most appearance offered by Amex are adequately standard. Chip technology is advised to access security, and there is a altercation resolution action to advice with counterfeit purchases.
The Amazon Business Prime American Express is a potentially solid best for business owners who accomplish a lot of Amazon-related purchases and who are already enrolled in Amazon Prime or Business Prime. Through its advantage to booty rewards on Amazon purchases in the anatomy of 90-day interest-free loans, essentially, the agenda has added address as a antecedent of concise allotment for your spending at Amazon, including at AWS.
While evidently chargeless of an anniversary fee the agenda requires an Amazon Prime membership. If you don’t already accept one, it’s ambiguous whether the agenda abandoned justifies the investment. Let’s accept you use the agenda for 50-50 mix of Amazon spending, which earns 5%, and that on gas, dining, and cell-phone service, all of which acquire 2% in banknote back. You’d charge to absorb $300 ($150 on anniversary rewards tier) a ages to acquire the agnate of a Prime membership, bold you weren’t because any amount from its added features.
In the aboriginal year, though, the $119 be justified by at atomic the $125 Amazon acclaim you accept aback you’re accustomed for the card. Still, businesses who apprehend best months to absorb no added than $300 or so on the card, and don’t apprehend to use its interest-free rewards option, are apparently bigger off attractive elsewhere.
Businesses after Prime who still appetite to acquire on Amazon spending can opt for the apparent Amazon Business American Express, a agnate agenda that requires no prime membership. Yes, its rewards are lower on Amazon purchases—3% banknote aback rather than the 5% of the Amazon Business American Express Prime—and there is no advantage with this agenda to opt for a no-interest period. But the apparent Amazon Business American Express offers the aforementioned 2% rewards on gas, dining, and cell-phone service. The aforementioned $300-a-month spending archetype we set out for Amazon Business American Express Prime aloft would acquiesce you to acquire $90 in the aboriginal year after the charge to absolve an anniversary fee.
For those absorbed in earning Amex Associates Rewards credibility (2 credibility per dollar spent on all purchases up to $50,000 per year) after advantageous an anniversary fee, the Business Blue Plus acclaim agenda from American Express adeptness be a acceptable alternative.